Giving your zip code along with a credit card purchase is common practice. It happens at the grocery store, at the gas station, at some of your favorite clothing shops. Most of us don't think twice about it; other more paranoid patrons will give a fake zip if they can get away with it. But what are those paranoid purchasers so scared of? Why do stores ask for your zip code in the first place?

So you've finally decided to join the real world and open up your first credit card. Congratulations! No, seriously, you're making an excellent decision.  While you may be disappointed that the simplicity of life without any bills is over, you'll be patting yourself on the back in a few years when you realize the good credit score you've built up has given you greater financial flexibility to make major life purchases. That is, if you use your credit wisely.  Credit cards can be a responsible user's best friend, but a living nightmare for those who are careless with their spending habits. So how can you make sure your credit card is a positive force in your life?  Here are seven great tips on getting your first credit card and starting your credit off right.

The 2011 Academy Awards are fast approaching. With celebrities top of mind, we thought it fitting to present our own award ceremony of sorts - the top 5 credit card ads featuring celebs of all time.

What if you could access all of your credit accounts using one credit card?