How many germs and contaminants are on money? A whopping 92% of all dollar bills have traces of cocaine, which bonds to green dye.

Walk up to any department store checkout stand and you'll hear the same sales pitch: "Would you like to save 10% today by opening a Brand X credit card?" Experts say you should think twice before you answer.

As I was driving back from my recent vacation to North Carolina, I did something I’ve never done before—I bought a lottery ticket. The jackpot was $137 million and as I talked to the woman behind the register, I could tell she was amused by my clear naïveté in this venture. I chose my numbers, paid a dollar and got back on the road. I viewed the dollar I’d just handed over as, at worst, a donation to the state of North Carolina or, at best, the luckiest dollar I’d ever spent. My wife and I passed the next hour of driving discussing what we would do with the money if we won. Would I keep my job? How much would we give away? Would my friends and family judge me if I insisted on riding a gold Segway everywhere I went?

Money Management.

It can be the difference between living free from financial worries or scraping by from paycheck to paycheck. But there are several money management myths floating around that can act as roadblocks on your way to financial security.

Fear not, however, because we’re here to guide you through these myths and help establish a financial plan that’s right for you.