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Credit One Bank- Be careful and don't go over your limit!

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Reviewed on: Wed, 2014-07-30 10:51
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The Differences Between Being Cheap vs Being Frugal

July 25th, 2014 by Alice Bryant

Our culture is sometimes a little confused about the virtue of saving money. On one hand, we praise people who get great deals, but if the people in question hunt for the deals too hard, they are dismissed as being cheap and told that they should live a little. The truth is that there are always two sides to every story, and therein lies the important difference between being frugal and being cheap. While these two words can technically describe the same behaviors (i.e. checking deals, looking for bargains, or making comparisons), there is a world of difference between them regarding the attitude that is expressed. Understanding the difference between frugality and being cheap is a good way to develop a mature and nuanced attitude towards money. 

Weekly Tip: Beware of credit repair scams.

If you have bad credit, you probably want to fix it quickly so that you can start getting approved for loans with low interest rates, rent properties, get a credit card, and more. Bad credit can affect a lot of areas of your life, so you definitely want to rebuild your credit fast! But, before you jump into anything, be cautious about how you fix your credit.
 
Updated by Alice Bryant on Fri, 2014-07-25 08:34

How Often Does Your Credit Score Change?

July 24th, 2014 by Alice Bryant
Since credit scores are now so integral in the daily lives of people, even playing a role in whether someone can get a job or a loan, there is a tremendous fascination with them and how often they change. There are actually many circumstances and factors that can trigger a credit score to change. Being aware of how and when credit scores can change makes a huge difference when it is time to look for a good loan or take advantage of a great offer. 

New Study Finds that Millennials Hoard Cash

by on July 23, 2014

Millennials aren’t like the average consumer when it comes to saving money. But according to a recent survey by Bankrate.com, Americans between 18 and 29 years old (commonly known as the millennial generation) are three times more likely to keep their long term investments in the form of cash. Unlike other generations, who have been investing in the stock market, millennials seem hesitant to place their money in any other hands, especially risky investments. The survey showed that 39% of millennials chose cash as the best way to invest money that they don’t need for at least 10 years.

Frequent Fliers Getting Less Rewards

by on July 18, 2014

Are frequent fliers facing fewer rewards?
 
According to Julie Weed, in an article from this week’s New York Times, rewards programs may not be as rewarding as they once were. And many airline passengers are already feeling the difference.
 

Weekly Tip: Buy your plane ticket early, but not too early.

When should you book your travel tickets?
 
If you’re planning a trip, you know how hard this question is to answer. Clearly, you want to buy your airline tickets in advance, so you don’t end up with an expensive bill. But if you buy your tickets too far in advance, you may end up paying a lot more as prices go down in the following months. It seems like a Catch 22, but luckily, there are some better times to purchase tickets.
 
Updated by Alice Bryant on Thu, 2014-07-17 15:12

6 Easy Money Hacks to Improve Your Finances

July 16th, 2014 by Alice Bryant
Looking for financial success but not sure where you should start? There are so many loopholes and hacks out there that you’ve probably never heard of - and may never will if you don’t do your research. Of course, we would never, ever suggest any type of illegal or morally unethical money tip. There are, though, plenty of tricks of the trade that are entirely within the lanes of the law. The following money hacks are useful, low-profile and, of course, legal.
 

It’s Time for the Talk: Discussing Finances with Your Partner

July 15th, 2014 by Alice Bryant

Financial difficulties are incredibly common among married and even non-married partners nowadays. While the idea of sitting down and discussing your financial problems with your partner may seem like a daunting task, not doing so could lead to even greater hardships. Having a sit-down talk with your partner will allow you both to figure out what is best for you financially, and what you can both do to recover from money problems.

Weekly Tip: Make budgeting a habit.

Waking up, brushing your teeth, taking a shower - these are all things that you don’t even think about. They have become so ingrained in your head that they are now habits. You automatically do them regularly without consciously thinking about it. Psychologists have different opinions on how long it takes to form a habit, but there’s one thing everyone agrees upon: habits can be formed through repetition. After doing something for a long time, eventually it will become automatic.
 
So, why not turn your finances into a habit? 
 
Updated by Alice Bryant on Fri, 2014-07-11 12:14

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