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Is Peer Pressure Making You Poor?

Keeping up with the Jones' now has some competition. It's keeping up with Charlie and Norm, your buddies from college. Could it be that many of your financial troubles stem from trying to keep up with the expensive tastes of your friends that go beyond your meager budget? Many of us are almost unable to decline our friends when we really shouldn't do x, y, or z, because it just isn't in the budget.

Should You Go to Credit Counseling?

Credit counseling has become a term that many people are familiar with, but they may not be sure of its meaning or the full implications of what can be accomplished when it’s utilized. Credit counseling often conjures up images of guidance to those who are under an excessive burden of debt, which can certainly be an accurate depiction. However, working with a credit counselor can also be beneficial for other reasons, such as helping consumers to improve their overall credit score, even if they’re not in a large amount of debt.

Is Tuition Reimbursement Becoming the Norm?

College. University. When people - particularly parents - hear these words mentioned, they usually imagine looming debts from paying off a child's tuition or the other expensive elements of attending any higher level educational institution. At most universities, the student or the parents are expected to chalk up 40 to 60 grand a year for their college experience. That's the equivalent of buying a sedan-class BMW every year! In the past few decades, the prices for college textbooks have jumped almost eightfold. This surpasses the regular yearly inflation rate by two magnitudes of ten. 

Weekly Tip: Use an app to help you manage your finances.

Although it’s easy to swipe your credit card for everything you need, it is important to monitor your spending habits. And what better way to do that then using your smartphone. In the past, people used to spend hours going through bills, expenses, and calculating their budget on paper. Many used to pay accountants or money managers to save themselves the trouble. 
 
on Wed, 2014-07-02 10:58

Weekly Tip: Carry only the credit cards you need.

If you have a lot of credit cards, you probably have them in your wallet. It’s easy to keep them all in one safe place, but is it the best place for safekeeping?
 
Although that may seem like the easiest place, the answer is no. 
 
on Fri, 2014-06-20 13:35
Capital One, the fifth biggest U.S. credit card lender, has announced that it will be limiting customer screen databases that had previously barred many low income consumers from getting bank accounts. Capital One will no longer be using ChexSystems, a computer program that is currently used to screen applicants opening checking or savings accounts to determine whether they pose credit risks. The changes to Capital One’s policies are expected to take effect by the end of 2014, and they will be implemented nationwide.
 

The Discover it® Chrome for Students - Double Cash Back your first year offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Discover it® Chrome for Students - Double Cash Back your first year:

Discover it® Chrome for Students - Double Cash Back your first year

The Discover it® chrome offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Discover it® chrome:

Discover it® chrome

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