Perhaps the most common question about credit is, "What makes up my FICO Score?"
That may not surprise you since you're reading this article to answer that very question. But what may...
Archive - Credit Articles
Below you will find all the featured credit articles we have written to help you understand, manage and build good credit. Whether you're a college student just starting out, a consumer with years of credit history or an unfortunate victim of identity theft, our collection of featured credit articles will be helpful to you.
Start at the top and work your way down, or use the categories to the right to specify the type of articles to read.
All Featured Articles
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Aug 02, 2016
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Apr 27, 2016It really is a classic Catch-22. You've got to have credit to get credit. So if you have no credit history at all, how should you go about building a good credit score from scratch? The tactics...
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Oct 23, 2012It's the season of debates, and speaking of which there's a lot of debate these days as to whether or not young adults and college kids should apply for a credit card. This has become more of...
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Jul 05, 2012Have you ever wondered what could happen to your credit scores if you were just a day or two late on one of your credit card payments? The truth is that in many cases, nothing will happen at all....
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Jun 24, 2012Lenders and insurance companies will generally both look at your credit history when you apply for one of their products. In fact, the majority of lenders pull your FICO scores when you apply for...
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Jun 11, 2012There are many different types of plastic to choose from out there. We have credit cards, debit cards, prepaid cards, and gift cards, but there's actually no such thing as a "prepaid credit card"....
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May 28, 2012You might be surprised to find out that insurance companies will pull your credit as part of the application process for an auto policy. What do your credit scores have to do with your ability to...
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May 16, 2012Maintaining a good credit mix means you're responsibly using multiple types of credit, such as credit cards, retail accounts, home loans, and/or car loans. Credit-scoring models basically like to...
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May 09, 2012Competition for rental properties is fierce in a lot of cities around the country, which means many businesses managing apartment complexes are choosing to only rent to applicants with the best...
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May 01, 2012If you're getting ready to head out of the country on vacation, don't forget to call your credit issuer and let them know when and where you're traveling. It can be a huge inconvenience when you're...