What Does it Mean to Transfer My Credit Card Balance?

December 19th, 2013 by Alice Bryant

You’ve heard of balance transfers, but you may not know exactly what it can do for you. Credit card balance transfers can be a great way to simplify and save. So, if you’ve racked up some debt on a high-interest credit card, transferring the balance to a card with a lower interest rate can help you save some serious cash.

Visa Signature vs. World MasterCard

December 17th, 2013 by Alice Bryant

Are you trying to decide between the Visa Signature and World MasterCard? Both of these cards are premier credit cards that offer top of the line services and perks. If you have either of these cards, you are in an elite status of credit card that rewards you with many bonus benefits in addition to your card’s existing features. Although Visa Signature and World MasterCard come from different providers, these cards seem very similar with the great perks that each card offers. So, what is the difference between them? How can you decide which one to get?

GE to Reimburse Consumers $34 Million Over CareCredit Card

by Alice Bryant on December 17, 2013

The Consumer Financial Protection Bureau announced Tuesday that General Electric Co.’s credit card division will refund $34.1 million to consumers who were misled about healthcare credit cards. This decision affects more than 1 million people who obtained CareCredit cards from GE Capital Retail Bank since 2009.

Weekly Tip: Keep Credit Card Balances Low

It’s easy to keep swiping your card over and over again, especially with the holiday season upon us. But be careful not to get too close to your credit limit when you’re swiping away.

Updated by Alice Bryant on Tue, 2013-12-17 10:59

What Benefits Do World MasterCard Credit Cards Provide?

December 13th, 2013 by Alice Bryant

Although you may have heard of the World MasterCard, you may be unsure what makes the World different from other MasterCards. Like the Visa Signature card for Visa, the World MasterCard is a premium card in the MasterCard collection that offers an abundance of rewards exclusive to cardholders. This select card offers opportunities geared especially towards travelers that you may not know about.

Weekly Tip: Preparing Your Credit Card for Holiday Travels

With the holiday break coming up, many people are travelling. Whether you are going overseas for a fun vacation or just returning home for the holidays, there are certain things you should do to get your credit card ready before you leave.

·Call your credit card company ahead of time. If you don’t travel much, don’t use your credit card much, or are going out of the country, make sure to alert your credit card company. If they are unaware and see your card being used in a different location, they may think it is suspicious activity and deactivate your card.

Updated by Alice Bryant on Tue, 2013-12-10 14:48

What Is The Most Widely Accepted Credit Card?

December 10th, 2013 by Alice Bryant

Credit cards are important tools for purchasing, both at home and abroad. At home, credit cards are an easy way to build credit while paying off purchases. In other countries, getting cash can be very costly with foreign currency withdrawal charges at local ATMs. Furthermore, you want to have a minimal amount of cash on you in case you are robbed. Credit cards seem to be the best option when it comes to money while traveling and a smart choice while at home. However, having a credit card is only helpful if it is accepted.

US Airways- American Merger Won’t Affect Frequent Flyer Miles

by Alice Bryant on December 10, 2013

American Airlines and US Airways have completed their merger, resulting in the creation of the world’s largest airline. The two companies have been trying to combine for years but were hindered by objections from the Justice Department and some flyers. On Monday, despite these challenges, the merger was officially finalized. Now, the two companies will be joined as American Airlines Group Inc., or AAL.

What Benefits Do Visa Signature Credit Cards Provide?

December 5th, 2013 by Alice Bryant

If the credit card in your pocket has the words “Visa Signature” on it, you are eligible for all sorts of extra perks. Not only do these credit cards offer the normal cash back, points, and miles programs, but the extra Signature rewards and features are endless. Here are some of the complimentary benefits that Visa Signature provides in addition to your card’s existing rewards:

Weekly Tip: Use credit, not debit, when shopping online

With the holiday season in full swing, shopping is at its peak. But if you’re ordering things on the web, by phone, or mail order, be sure to use a credit card.

Updated by Alice Bryant on Wed, 2013-12-04 10:50