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Discover Now Offering Free FICO Credit Scores to Cardholders

by on December 4, 2013

Credit Cards That Offer Free Monthly FICO Credit Scores

December 3rd, 2013 by Alice Bryant

Knowing your credit score is very important to maintaining good credit. However, many people don’t understand how to go about finding their score. AnnualCreditReport.com is the only place where you can get your credit report for free, but this report can only be retrieved once per year. It used to be that the only way to get a genuine FICO credit score every month was to pay a service such as MyFICO.com or Equifax. Normally it costs between $10 and $20 per month.

Are Airline Miles Frequent Flier Programs Suffering From Inflation?

December 2nd, 2013 by Alice Bryant

Frequent flier programs are one of the huge perks of using credit cards in this day and age.  People love watching their points add up, so they can take a special trip for free.  However, free flights come at a price.  And that price is getting a little more expensive.

Tips for Smart Shopping on Black Friday

With Black Friday coming up and millions of consumers waiting to shop, here are some tips to help you get the most (and spend the least) in your Black Friday experience.

1. There’s no need to splurge.  Black Friday can bring out the shopaholic in everyone with the great deals and prices.  Coupons and low prices may tempt you into buying things you don’t need.  Why not get that $10 toaster? It’s only $10. But ask yourself if you actually need it.  If you don’t need it, don’t buy it.

Updated by Alice Bryant on Thu, 2013-11-28 14:50

Why 20 Year Olds Struggle with Debt

by on November 27, 2013

According to Experian’s annual state of credit report, adults in their 20s are struggling to manage their debt.  Although they have low debt compared to the rest of the US population, they have the lowest credit scores and a very high incidence of late payments.

Deferred Interest Credit Cards: Why They May Be Dangerous to Consumers

November 26th, 2013 by Alice Bryant

Buy now and pay later.  Sounds great, right? Best Buy, Home Depot, and Walmart are just some of the many retailers that offer these deferred interest credit cards.  Advertised as a free credit card with 0% interest that you can get right on the spot, deferred interest credit cards sound like a dream come true.

But there’s a catch.  These cards can end up costing you a lot more money than you think.  Take a look below before you commit yourself to something you may not want.

Why You Shouldn't Fall for Store Credit Card Offers (and When You Should)

November 11th, 2013 by Kimberly Rotter

The holiday shopping season is officially upon us, and since Hanukkah starts very early this year (November 27), shoppers are expected to be out in full force from now till Christmas. If you're brave enough to join the masses at your local department store or shopping mall, you're sure to encounter more than your fair share of cash register credit card offers. That's when the helpful attendant ringing up your purchases excitedly informs you that you could save 10, 20, even 25 percent on today's purchases by obtaining a store card right now!

The Discover it® - $150 Cash Back offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Discover it® - $150 Cash Back:

Similar Cards We Recommend

Discover it® - $150 Cash Back

Top 5 Ways to Protect Yourself from Identity Theft (and a little-known 6th)

November 4th, 2013 by Kimberly Rotter

Falling victim to identity theft is no joke. At its mildest, a small-time crook who finds your lost wallet is able to make a few purchases before the credit cards are canceled. The credit card issuers relieve you of any responsibility for the fraudulent charges and you're left with only the creepy knowledge that someone out there might still be carrying around your driver's license and pictures of your kids.

6 Common Credit Card Myths

October 28th, 2013 by Logan Abbott

That little rectangle of plastic burning a hole in your wallet is one of life's trickier essentials.

You can't make it much past your mid-twenties without some kind of credit line attached to your name. On the other hand, though, credit cards can get you into a lot of trouble – and by trouble, I mean debt.

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